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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,029 | $127,296-87.4% | $109,907-85.4% | $167,536-90.4% |
| Participation rate | 68.4% | 77.9%-9.5pp | 74.2%-5.8pp | 82.1%-13.7pp |
| Annual return | 20.59% | 22.97%-2.4pp | 29.46%-8.9pp | 478.82%-458.2pp |
| Employer contribution / active EE | $3,581 | $3,325+7.7% | $2,844+25.9% | $4,839-26.0% |
| Participant deferral / active EE | $3,558 | $4,513-21.1% | $4,047-12.1% | $6,342-43.9% |
| Admin fee / account holder | $4 | $7,119-99.9% | $6,069-99.9% | $12,315-100.0% |