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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,469 | $148,623-37.1% | $135,974-31.3% | $139,466-33.0% |
| Participation rate | 69.2% | 83.9%-14.6pp | 81.9%-12.7pp | 80.3%-11.1pp |
| Annual return | 16.86% | 79.30%-62.4pp | 68.30%-51.4pp | 373.66%-356.8pp |
| Employer contribution / active EE | $2,859 | $5,246-45.5% | $4,859-41.2% | $4,754-39.9% |
| Participant deferral / active EE | $8,146 | $8,103+0.5% | $7,760+5.0% | $6,712+21.4% |
| Admin fee / account holder | $6,067 | $12,406-51.1% | $10,767-43.7% | $11,409-46.8% |