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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,663 | $138,114-40.9% | $125,391-34.9% | $134,545-39.3% |
| Participation rate | 63.6% | 84.5%-20.9pp | 82.4%-18.7pp | 81.2%-17.6pp |
| Annual return | -11.63% | 750.88%-762.5pp | 572.41%-584.0pp | 418.37%-430.0pp |
| Employer contribution / active EE | $3,337 | $5,246-36.4% | $4,816-30.7% | $4,742-29.6% |
| Participant deferral / active EE | $8,485 | $7,801+8.8% | $7,448+13.9% | $6,401+32.6% |
| Admin fee / account holder | $31,235 | $11,570+170.0% | $10,009+212.1% | $11,431+173.3% |