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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,082 | $104,520+3.4% | $76,823+40.7% | $152,885-29.3% |
| Participation rate | 100.0% | 76.6%+23.4pp | 72.1%+27.9pp | 82.5%+17.5pp |
| Annual return | 16.12% | 1014.03%-997.9pp | 1166.42%-1150.3pp | 345.39%-329.3pp |
| Employer contribution / active EE | $6,994 | $3,117+124.4% | $2,302+203.8% | $4,763+46.8% |
| Participant deferral / active EE | $8,635 | $4,236+103.9% | $3,336+158.9% | $5,851+47.6% |
| Admin fee / account holder | $1,515 | $12,283-87.7% | $6,422-76.4% | $11,598-86.9% |