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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,966 | $183,516+53.6% | $155,534+81.3% | $145,884+93.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.96% | 61.43%-47.5pp | 64.92%-51.0pp | 551.85%-537.9pp |
| Employer contribution / active EE | $8,878 | $5,315+67.0% | $4,675+89.9% | $4,662+90.4% |
| Participant deferral / active EE | $8,171 | $6,467+26.4% | $5,630+45.1% | $6,690+22.1% |
| Admin fee / account holder | $21,347 | $19,293+10.6% | $15,900+34.3% | $13,392+59.4% |