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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,771 | $217,432+22.2% | $185,851+43.0% | $167,553+58.6% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 16.31% | 148.43%-132.1pp | 122.11%-105.8pp | 478.89%-462.6pp |
| Employer contribution / active EE | $7,453 | $5,874+26.9% | $5,168+44.2% | $4,840+54.0% |
| Participant deferral / active EE | $8,921 | $6,357+40.3% | $5,569+60.2% | $6,343+40.7% |
| Admin fee / account holder | $10,663 | $19,820-46.2% | $16,245-34.4% | $12,316-13.4% |