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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,387 | $138,072+13.3% | $123,549+26.6% | $135,382+15.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -10.22% | 153.69%-163.9pp | 119.20%-129.4pp | 519.77%-530.0pp |
| Employer contribution / active EE | $4,216 | $5,152-18.2% | $4,628-8.9% | $4,779-11.8% |
| Participant deferral / active EE | $20,234 | $6,799+197.6% | $6,426+214.9% | $5,609+260.7% |
| Admin fee / account holder | $7,150 | $10,917-34.5% | $9,284-23.0% | $10,829-34.0% |