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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,326 | $81,870+23.8% | $119,622-15.3% | $68,486+48.0% |
| Participation rate | 94.8% | 71.9%+22.9pp | 79.3%+15.6pp | 67.9%+26.9pp |
| Annual return | -22.68% | -23.82%+1.1pp | -14.98%-7.7pp | -7.85%-14.8pp |
| Employer contribution / active EE | $5,608 | $2,692+108.3% | $4,232+32.5% | $2,597+116.0% |
| Participant deferral / active EE | $4,127 | $4,148-0.5% | $5,601-26.3% | $4,028+2.5% |
| Admin fee / account holder | $2,116 | $6,583-67.9% | $10,328-79.5% | $5,404-60.8% |