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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY Service code 27 · EIN 20-8764829 | Advisory (Plan) | $28,451 |
Filed as: FIDELITY WORKPLACE SERVICES LLC Service code 14 · EIN 04-3532603 | Plan Administrator | $15,319 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,251 | $69,012+20.6% | $160,037-48.0% | $68,490+21.6% |
| Participation rate | 85.9% | 65.4%+20.4pp | 78.0%+7.9pp | 67.9%+18.0pp |
| Annual return | -15.55% | -9.65%-5.9pp | 408.95%-424.5pp | -7.85%-7.7pp |
| Employer contribution / active EE | $2,275 | $2,212+2.8% | $4,226-46.2% | $2,597-12.4% |
| Participant deferral / active EE | $4,408 | $4,212+4.7% | $6,184-28.7% | $4,028+9.4% |
| Admin fee / account holder | $394 | $4,798-91.8% | $8,716-95.5% | $5,403-92.7% |