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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,088 | $78,694-47.8% | $67,652-39.3% | $125,389-67.2% |
| Participation rate | 89.5% | 78.8%+10.7pp | 75.7%+13.8pp | 83.2%+6.3pp |
| Annual return | 0.08% | 9.46%-9.4pp | 6625.40%-6625.3pp | 282.24%-282.2pp |
| Employer contribution / active EE | $0 | $3,044-100.0% | $2,266-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $3,389 | $4,292-21.0% | $3,560-4.8% | $5,352-36.7% |
| Admin fee / account holder | $982 | $7,403-86.7% | $4,821-79.6% | $9,541-89.7% |