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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,148 | $110,212+139.7% | $96,534+173.6% | $139,466+89.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 17.41% | 26.42%-9.0pp | 25.88%-8.5pp | 373.66%-356.3pp |
| Employer contribution / active EE | $3,783 | $3,620+4.5% | $2,965+27.6% | $4,754-20.4% |
| Participant deferral / active EE | $7,231 | $5,547+30.3% | $4,851+49.1% | $6,712+7.7% |
| Admin fee / account holder | $2,690 | $11,599-76.8% | $8,253-67.4% | $11,409-76.4% |