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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,783 | $57,305-48.0% | $86,640-65.6% | $75,173-60.4% |
| Participation rate | 80.3% | 63.2%+17.1pp | 71.7%+8.6pp | 67.2%+13.1pp |
| Annual return | 21.92% | 2674.24%-2652.3pp | 592.52%-570.6pp | 160.72%-138.8pp |
| Employer contribution / active EE | $5,399 | $2,316+133.1% | $3,024+78.5% | $2,671+102.1% |
| Participant deferral / active EE | $5,921 | $3,320+78.4% | $4,438+33.4% | $4,126+43.5% |
| Admin fee / account holder | $2,922 | $4,116-29.0% | $5,616-48.0% | $5,651-48.3% |