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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,783 | $57,312-48.0% | $86,617-65.6% | $75,181-60.4% |
| Participation rate | 80.3% | 63.2%+17.1pp | 71.7%+8.6pp | 67.2%+13.1pp |
| Annual return | 21.92% | 2672.78%-2650.9pp | 591.91%-570.0pp | 160.69%-138.8pp |
| Employer contribution / active EE | $5,399 | $2,315+133.2% | $3,023+78.6% | $2,671+102.2% |
| Participant deferral / active EE | $5,921 | $3,319+78.4% | $4,437+33.4% | $4,126+43.5% |
| Admin fee / account holder | $2,922 | $4,114-29.0% | $5,613-47.9% | $5,650-48.3% |