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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,352 | $165,381+6.6% | $149,730+17.8% | $158,966+10.9% |
| Participation rate | 50.0% | 84.6%-34.6pp | 82.5%-32.5pp | 82.0%-32.0pp |
| Annual return | 28.00% | 348.29%-320.3pp | 276.70%-248.7pp | 302.95%-275.0pp |
| Employer contribution / active EE | $2,306 | $5,104-54.8% | $4,645-50.3% | $4,762-51.6% |
| Participant deferral / active EE | $5,302 | $7,182-26.2% | $6,843-22.5% | $5,983-11.4% |
| Admin fee / account holder | $0 | $10,809-100.0% | $9,310-100.0% | $11,250-100.0% |