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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,568 | $102,663-25.4% | $86,216-11.2% | $139,466-45.1% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 13.82% | 1924.52%-1910.7pp | 1169.42%-1155.6pp | 373.66%-359.8pp |
| Employer contribution / active EE | $4,610 | $3,035+51.9% | $2,382+93.6% | $4,754-3.0% |
| Participant deferral / active EE | $1,085 | $4,677-76.8% | $3,986-72.8% | $6,712-83.8% |
| Admin fee / account holder | $3,077 | $8,663-64.5% | $6,853-55.1% | $11,409-73.0% |