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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,785 | $95,917-27.2% | $79,583-12.3% | $134,545-48.1% |
| Participation rate | 92.3% | 75.0%+17.3pp | 69.5%+22.8pp | 81.2%+11.1pp |
| Annual return | -14.06% | -2.70%-11.4pp | 0.16%-14.2pp | 418.37%-432.4pp |
| Employer contribution / active EE | $4,574 | $3,129+46.2% | $2,414+89.5% | $4,742-3.5% |
| Participant deferral / active EE | $1,023 | $4,694-78.2% | $3,986-74.3% | $6,401-84.0% |
| Admin fee / account holder | $7,257 | $9,132-20.5% | $6,835+6.2% | $11,431-36.5% |