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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,698 | $201,344+102.0% | $184,243+120.7% | $145,877+178.8% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 9.28% | 29.01%-19.7pp | 28.82%-19.5pp | 551.28%-542.0pp |
| Employer contribution / active EE | $14,207 | $7,022+102.3% | $6,427+121.0% | $4,663+204.7% |
| Participant deferral / active EE | $13,695 | $9,807+39.7% | $9,132+50.0% | $6,691+104.7% |
| Admin fee / account holder | $56,517 | $16,382+245.0% | $13,914+306.2% | $13,402+321.7% |