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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,806 | $185,883+89.8% | $170,043+107.5% | $139,466+153.0% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 10.56% | 60.54%-50.0pp | 53.40%-42.8pp | 373.66%-363.1pp |
| Employer contribution / active EE | $16,179 | $7,596+113.0% | $6,790+138.3% | $4,754+240.3% |
| Participant deferral / active EE | $12,219 | $11,626+5.1% | $10,410+17.4% | $6,712+82.0% |
| Admin fee / account holder | $11,874 | $15,393-22.9% | $12,824-7.4% | $11,409+4.1% |