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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $496,492 | $275,752+80.1% | $256,809+93.3% | $198,609+150.0% |
| Participation rate | 92.3% | 89.2%+3.1pp | 88.5%+3.8pp | 82.4%+9.9pp |
| Annual return | 14.89% | 34.81%-19.9pp | 32.73%-17.8pp | 202.70%-187.8pp |
| Employer contribution / active EE | $5,000 | $7,721-35.2% | $7,263-31.2% | $5,055-1.1% |
| Participant deferral / active EE | $10,168 | $10,037+1.3% | $9,520+6.8% | $6,977+45.7% |
| Admin fee / account holder | $39,778 | $25,716+54.7% | $25,146+58.2% | $19,030+109.0% |