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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,296 | $67,602+5.5% | $82,312-13.4% | $70,126+1.7% |
| Participation rate | 74.4% | 72.8%+1.6pp | 76.9%-2.5pp | 69.5%+4.9pp |
| Annual return | 12.98% | 21.57%-8.6pp | 25.88%-12.9pp | 73.15%-60.2pp |
| Employer contribution / active EE | $874 | $1,755-50.2% | $2,428-64.0% | $2,343-62.7% |
| Participant deferral / active EE | $4,768 | $2,987+59.6% | $3,706+28.6% | $3,332+43.1% |
| Admin fee / account holder | $2,651 | $4,512-41.2% | $5,608-52.7% | $4,645-42.9% |