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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,044 | $156,398+43.3% | $147,318+52.1% | $138,895+61.3% |
| Participation rate | 92.3% | 83.8%+8.6pp | 82.1%+10.2pp | 79.9%+12.4pp |
| Annual return | 11.99% | 78.75%-66.8pp | 70.43%-58.4pp | 145.39%-133.4pp |
| Employer contribution / active EE | $6,227 | $4,853+28.3% | $4,593+35.6% | $4,194+48.5% |
| Participant deferral / active EE | $13,145 | $8,237+59.6% | $7,906+66.3% | $6,396+105.5% |
| Admin fee / account holder | $22,691 | $14,976+51.5% | $13,708+65.5% | $12,562+80.6% |