Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,701 | $75,058-52.4% | $152,301-76.6% | $64,340-44.5% |
| Participation rate | 64.3% | 60.9%+3.4pp | 82.4%-18.2pp | 55.2%+9.0pp |
| Annual return | 13.68% | 29.93%-16.2pp | 80.50%-66.8pp | 24.14%-10.5pp |
| Employer contribution / active EE | $1,774 | $2,605-31.9% | $4,624-61.6% | $1,862-4.7% |
| Participant deferral / active EE | $3,583 | $5,041-28.9% | $8,004-55.2% | $2,980+20.2% |
| Admin fee / account holder | $5,697 | $4,050+40.7% | $14,398-60.4% | $3,703+53.9% |