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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,039 | $48,313+115.3% | $73,309+41.9% | $52,331+98.8% |
| Participation rate | 67.4% | 68.6%-1.1pp | 74.9%-7.5pp | 68.1%-0.7pp |
| Annual return | -0.35% | 3.85%-4.2pp | 5.67%-6.0pp | 4.54%-4.9pp |
| Employer contribution / active EE | $938 | $1,661-43.6% | $3,237-71.0% | $1,882-50.2% |
| Participant deferral / active EE | $5,637 | $4,189+34.6% | $4,991+12.9% | $3,022+86.5% |
| Admin fee / account holder | $3,294 | $404+715.6% | $5,635-41.5% | $592+456.8% |