Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,410,820 | $102,661+1274.3% | $151,634+830.4% | $66,954+2007.1% |
| Participation rate | 100.0% | 85.5%+14.5pp | 87.5%+12.5pp | 69.8%+30.2pp |
| Annual return | -9.52% | -10.81%+1.3pp | 3.32%-12.8pp | 1.57%-11.1pp |
| Employer contribution / active EE | $29,488 | $4,184+604.8% | $6,165+378.3% | $2,545+1058.7% |
| Participant deferral / active EE | $11,547 | $6,645+73.8% | $8,363+38.1% | $4,239+172.4% |
| Admin fee / account holder | $11,241 | $630+1682.9% | $11,614-3.2% | $594+1793.5% |