Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,791,716 | $121,341+1376.6% | $189,534+845.3% | $79,395+2156.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 87.8%+12.2pp | 70.7%+29.3pp |
| Annual return | 27.31% | 21.08%+6.2pp | 555.39%-528.1pp | 116.90%-89.6pp |
| Employer contribution / active EE | $29,500 | $3,915+653.6% | $6,162+378.7% | $2,428+1115.0% |
| Participant deferral / active EE | $11,551 | $6,395+80.6% | $8,220+40.5% | $4,046+185.5% |
| Admin fee / account holder | $3,157 | $651+384.7% | $12,049-73.8% | $626+404.1% |