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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,891 | $85,766-47.7% | $136,297-67.1% | $70,124-36.0% |
| Participation rate | 89.7% | 74.2%+15.5pp | 81.9%+7.7pp | 69.5%+20.1pp |
| Annual return | 12.74% | 31.45%-18.7pp | 5156.19%-5143.5pp | 73.14%-60.4pp |
| Employer contribution / active EE | $2,621 | $2,966-11.6% | $4,696-44.2% | $2,342+11.9% |
| Participant deferral / active EE | $6,380 | $5,051+26.3% | $6,247+2.1% | $3,332+91.5% |
| Admin fee / account holder | $432 | $5,420-92.0% | $9,244-95.3% | $4,645-90.7% |