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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,443 | $72,177-48.1% | $115,037-67.5% | $59,633-37.2% |
| Participation rate | 88.5% | 72.6%+15.9pp | 81.4%+7.1pp | 68.7%+19.8pp |
| Annual return | -3.64% | 12.02%-15.7pp | 26.14%-29.8pp | 2041.40%-2045.0pp |
| Employer contribution / active EE | $2,205 | $2,841-22.4% | $4,608-52.1% | $2,203+0.1% |
| Participant deferral / active EE | $5,540 | $4,783+15.8% | $6,026-8.1% | $3,192+73.6% |
| Admin fee / account holder | $595 | $4,927-87.9% | $8,175-92.7% | $4,297-86.2% |