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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,864 | $87,546-85.3% | $75,784-83.0% | $125,389-89.7% |
| Participation rate | 100.0% | 80.2%+19.8pp | 75.8%+24.2pp | 83.2%+16.8pp |
| Annual return | -2.48% | 13.49%-16.0pp | 9.68%-12.2pp | 282.24%-284.7pp |
| Employer contribution / active EE | $1,370 | $3,930-65.1% | $3,323-58.8% | $4,866-71.9% |
| Participant deferral / active EE | $1,074 | $4,230-74.6% | $3,652-70.6% | $5,352-79.9% |
| Admin fee / account holder | $1,511 | $6,503-76.8% | $5,300-71.5% | $9,541-84.2% |