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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,811 | $117,829+109.5% | $102,423+141.0% | $145,877+69.2% |
| Participation rate | 57.1% | 78.6%-21.5pp | 76.5%-19.4pp | 80.3%-23.2pp |
| Annual return | 8.62% | 31.83%-23.2pp | 29.42%-20.8pp | 551.28%-542.7pp |
| Employer contribution / active EE | $1,614 | $3,615-55.3% | $3,023-46.6% | $4,663-65.4% |
| Participant deferral / active EE | $8,773 | $5,732+53.0% | $5,054+73.6% | $6,691+31.1% |
| Admin fee / account holder | $84,113 | $13,335+530.8% | $9,455+789.7% | $13,402+527.6% |