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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,533 | $110,212+128.2% | $96,534+160.6% | $139,466+80.4% |
| Participation rate | 50.0% | 78.1%-28.1pp | 76.0%-26.0pp | 80.3%-30.3pp |
| Annual return | 13.75% | 26.42%-12.7pp | 25.88%-12.1pp | 373.66%-359.9pp |
| Employer contribution / active EE | $1,565 | $3,620-56.8% | $2,965-47.2% | $4,754-67.1% |
| Participant deferral / active EE | $7,823 | $5,547+41.0% | $4,851+61.3% | $6,712+16.5% |
| Admin fee / account holder | $0 | $11,599-100.0% | $8,253-100.0% | $11,409-100.0% |