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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $333,483 | $202,345+64.8% | $172,755+93.0% | $152,885+118.1% |
| Participation rate | 80.0% | 87.1%-7.1pp | 82.6%-2.6pp | 82.5%-2.5pp |
| Annual return | -0.63% | 1029.77%-1030.4pp | 802.94%-803.6pp | 345.39%-346.0pp |
| Employer contribution / active EE | $0 | $5,858-100.0% | $5,144-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $6,772 | $5,948+13.9% | $5,198+30.3% | $5,851+15.8% |
| Admin fee / account holder | $630 | $17,111-96.3% | $13,955-95.5% | $11,598-94.6% |