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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,876 | $148,582+43.3% | $135,942+56.6% | $139,456+52.6% |
| Participation rate | 57.1% | 83.9%-26.7pp | 81.9%-24.8pp | 80.3%-23.2pp |
| Annual return | 17.67% | 79.26%-61.6pp | 68.28%-50.6pp | 373.45%-355.8pp |
| Employer contribution / active EE | $12,459 | $5,245+137.5% | $4,858+156.5% | $4,753+162.1% |
| Participant deferral / active EE | $6,569 | $8,101-18.9% | $7,759-15.3% | $6,711-2.1% |
| Admin fee / account holder | $4,752 | $12,402-61.7% | $10,764-55.9% | $11,407-58.3% |