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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,425 | $78,707+26.3% | $117,861-15.6% | $70,126+41.8% |
| Participation rate | 92.6% | 73.2%+19.4pp | 79.7%+12.9pp | 69.5%+23.1pp |
| Annual return | 24.26% | 23.30%+1.0pp | 335.11%-310.8pp | 73.15%-48.9pp |
| Employer contribution / active EE | $2,622 | $2,223+17.9% | $3,786-30.7% | $2,343+11.9% |
| Participant deferral / active EE | $7,410 | $3,297+124.7% | $4,482+65.3% | $3,332+122.4% |
| Admin fee / account holder | $2,075 | $5,066-59.0% | $8,021-74.1% | $4,645-55.3% |