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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,458 | $69,977+30.7% | $108,582-15.8% | $62,881+45.4% |
| Participation rate | 88.9% | 72.9%+16.0pp | 79.6%+9.3pp | 69.3%+19.6pp |
| Annual return | 8.46% | 10.73%-2.3pp | -51.70%+60.2pp | 20.14%-11.7pp |
| Employer contribution / active EE | $2,576 | $2,135+20.7% | $3,758-31.5% | $2,281+12.9% |
| Participant deferral / active EE | $6,362 | $3,165+101.0% | $4,311+47.6% | $3,203+98.6% |
| Admin fee / account holder | $5,463 | $5,076+7.6% | $7,645-28.5% | $4,296+27.2% |