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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,478 | $124,314+13.0% | $109,163+28.7% | $167,518-16.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 4.49% | 26.04%-21.6pp | 25.75%-21.3pp | 478.71%-474.2pp |
| Employer contribution / active EE | $12,404 | $4,209+194.7% | $3,723+233.2% | $4,838+156.4% |
| Participant deferral / active EE | $8,623 | $5,256+64.1% | $4,654+85.3% | $6,342+36.0% |
| Admin fee / account holder | $2,714 | $7,973-66.0% | $6,754-59.8% | $12,312-78.0% |