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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,618 | $63,346-65.9% | $92,240-76.6% | $70,126-69.2% |
| Participation rate | 79.4% | 68.7%+10.7pp | 76.5%+2.9pp | 69.5%+9.9pp |
| Annual return | 36.35% | 530.19%-493.8pp | 176.29%-139.9pp | 73.15%-36.8pp |
| Employer contribution / active EE | $2,397 | $2,471-3.0% | $3,680-34.9% | $2,343+2.3% |
| Participant deferral / active EE | $6,098 | $2,854+113.7% | $3,897+56.5% | $3,332+83.0% |
| Admin fee / account holder | $558 | $3,841-85.5% | $5,194-89.3% | $4,645-88.0% |