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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,341 | $142,392-71.0% | $119,622-65.4% | $134,532-69.3% |
| Participation rate | 80.0% | 82.8%-2.8pp | 79.3%+0.7pp | 81.2%-1.2pp |
| Annual return | -21.37% | -12.46%-8.9pp | -14.98%-6.4pp | 418.27%-439.6pp |
| Employer contribution / active EE | $1,751 | $5,224-66.5% | $4,232-58.6% | $4,741-63.1% |
| Participant deferral / active EE | $5,170 | $6,467-20.1% | $5,601-7.7% | $6,401-19.2% |
| Admin fee / account holder | $2,054 | $13,593-84.9% | $10,328-80.1% | $11,429-82.0% |