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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,580 | $152,612-67.5% | $125,192-60.4% | $152,897-67.6% |
| Participation rate | 86.7% | 83.3%+3.3pp | 79.8%+6.9pp | 82.5%+4.2pp |
| Annual return | 20.38% | 54.85%-34.5pp | 43.79%-23.4pp | 345.43%-325.1pp |
| Employer contribution / active EE | $1,349 | $4,947-72.7% | $3,866-65.1% | $4,764-71.7% |
| Participant deferral / active EE | $4,423 | $5,868-24.6% | $4,937-10.4% | $5,851-24.4% |
| Admin fee / account holder | $16,668 | $13,437+24.0% | $9,704+71.8% | $11,599+43.7% |