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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,382 | $112,121+190.2% | $95,960+239.1% | $158,966+104.7% |
| Participation rate | 73.7% | 79.0%-5.3pp | 77.1%-3.4pp | 82.0%-8.3pp |
| Annual return | 17.23% | 171.16%-153.9pp | 91.63%-74.4pp | 302.95%-285.7pp |
| Employer contribution / active EE | $1,942 | $3,199-39.3% | $2,541-23.6% | $4,762-59.2% |
| Participant deferral / active EE | $9,797 | $4,784+104.8% | $4,167+135.1% | $5,983+63.7% |
| Admin fee / account holder | $2,105 | $10,135-79.2% | $6,797-69.0% | $11,250-81.3% |