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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,304 | $56,197+153.2% | $67,652+110.3% | $59,633+138.6% |
| Participation rate | 69.2% | 71.5%-2.2pp | 75.7%-6.4pp | 68.7%+0.6pp |
| Annual return | -0.10% | 18508.10%-18508.2pp | 6625.40%-6625.5pp | 2041.45%-2041.5pp |
| Employer contribution / active EE | $1,557 | $1,615-3.5% | $2,266-31.3% | $2,203-29.3% |
| Participant deferral / active EE | $7,020 | $2,844+146.9% | $3,560+97.2% | $3,192+120.0% |
| Admin fee / account holder | $9,720 | $3,958+145.6% | $4,821+101.6% | $4,297+126.2% |