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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $377,323 | $117,859+220.1% | $102,438+268.3% | $145,959+158.5% |
| Participation rate | 85.7% | 78.6%+7.1pp | 76.5%+9.2pp | 80.3%+5.4pp |
| Annual return | 12.50% | 31.72%-19.2pp | 29.37%-16.9pp | 561.95%-549.4pp |
| Employer contribution / active EE | $2,707 | $3,615-25.1% | $3,024-10.5% | $4,661-41.9% |
| Participant deferral / active EE | $13,201 | $5,732+130.3% | $5,054+161.2% | $6,689+97.4% |
| Admin fee / account holder | $2,072 | $13,318-84.4% | $9,448-78.1% | $13,398-84.5% |