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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $377,323 | $117,895+220.0% | $102,460+268.3% | $145,897+158.6% |
| Participation rate | 85.7% | 78.6%+7.1pp | 76.5%+9.2pp | 80.3%+5.4pp |
| Annual return | 12.50% | 31.92%-19.4pp | 29.47%-17.0pp | 552.29%-539.8pp |
| Employer contribution / active EE | $2,707 | $3,619-25.2% | $3,025-10.5% | $4,663-42.0% |
| Participant deferral / active EE | $13,201 | $5,736+130.1% | $5,056+161.1% | $6,689+97.3% |
| Admin fee / account holder | $2,072 | $13,353-84.5% | $9,460-78.1% | $13,390-84.5% |