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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,430 | $58,828+36.7% | $78,002+3.1% | $62,881+27.9% |
| Participation rate | 42.9% | 71.1%-28.2pp | 75.5%-32.7pp | 69.3%-26.4pp |
| Annual return | 7.37% | 17.16%-9.8pp | 425.99%-418.6pp | 20.14%-12.8pp |
| Employer contribution / active EE | $1,055 | $1,672-36.9% | $2,470-57.3% | $2,281-53.8% |
| Participant deferral / active EE | $2,359 | $2,686-12.2% | $3,497-32.5% | $3,203-26.4% |
| Admin fee / account holder | $3,951 | $4,393-10.1% | $5,481-27.9% | $4,296-8.0% |