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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,641 | $77,638-37.3% | $156,551-68.9% | $62,881-22.6% |
| Participation rate | 73.3% | 71.2%+2.1pp | 84.0%-10.7pp | 69.3%+4.0pp |
| Annual return | 0.00% | 50.33%-50.3pp | 32.23%-32.2pp | 20.14%-20.1pp |
| Employer contribution / active EE | $323 | $3,444-90.6% | $5,501-94.1% | $2,281-85.9% |
| Participant deferral / active EE | $3,226 | $3,046+5.9% | $4,871-33.8% | $3,203+0.7% |
| Admin fee / account holder | $9,248 | $5,561+66.3% | $13,028-29.0% | $4,296+115.3% |