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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,093 | $148,629+25.9% | $135,982+37.6% | $139,487+34.1% |
| Participation rate | 80.0% | 83.9%-3.9pp | 81.9%-1.9pp | 80.3%-0.3pp |
| Annual return | 19.84% | 79.33%-59.5pp | 68.32%-48.5pp | 373.84%-354.0pp |
| Employer contribution / active EE | $19,431 | $5,247+270.4% | $4,859+299.9% | $4,755+308.7% |
| Participant deferral / active EE | $11,955 | $8,102+47.6% | $7,760+54.1% | $6,713+78.1% |
| Admin fee / account holder | $843 | $12,406-93.2% | $10,767-92.2% | $11,407-92.6% |