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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,139 | $176,120-38.6% | $159,487-32.2% | $167,553-35.5% |
| Participation rate | 66.7% | 85.0%-18.3pp | 82.8%-16.2pp | 82.1%-15.4pp |
| Annual return | 11.21% | 331.95%-320.7pp | 263.71%-252.5pp | 478.89%-467.7pp |
| Employer contribution / active EE | $1,571 | $5,299-70.4% | $4,831-67.5% | $4,840-67.5% |
| Participant deferral / active EE | $9,511 | $7,752+22.7% | $7,354+29.3% | $6,343+50.0% |
| Admin fee / account holder | $20 | $12,561-99.8% | $10,804-99.8% | $12,316-99.8% |