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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,840 | $90,614+43.3% | $76,089+70.6% | $145,877-11.0% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 9.29% | 623.80%-614.5pp | 360.94%-351.7pp | 551.28%-542.0pp |
| Employer contribution / active EE | $3,802 | $3,324+14.4% | $2,690+41.3% | $4,663-18.5% |
| Participant deferral / active EE | $11,664 | $5,168+125.7% | $4,259+173.9% | $6,691+74.3% |
| Admin fee / account holder | $2,124 | $8,376-74.6% | $6,418-66.9% | $13,402-84.2% |