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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,609 | $85,060+24.2% | $70,565+49.7% | $139,487-24.3% |
| Participation rate | 100.0% | 73.9%+26.1pp | 68.4%+31.6pp | 80.3%+19.7pp |
| Annual return | 13.78% | 30.39%-16.6pp | 32.79%-19.0pp | 373.84%-360.1pp |
| Employer contribution / active EE | $3,783 | $3,912-3.3% | $2,976+27.1% | $4,755-20.4% |
| Participant deferral / active EE | $11,628 | $5,891+97.4% | $4,568+154.5% | $6,713+73.2% |
| Admin fee / account holder | $1,137 | $8,932-87.3% | $6,430-82.3% | $11,407-90.0% |