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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,476 | $97,732+15.1% | $83,831+34.2% | $135,380-16.9% |
| Participation rate | 69.2% | 80.0%-10.7pp | 76.1%-6.9pp | 82.6%-13.4pp |
| Annual return | -5.20% | 1287.56%-1292.8pp | 850.99%-856.2pp | 519.81%-525.0pp |
| Employer contribution / active EE | $1,850 | $4,222-56.2% | $3,631-49.0% | $4,779-61.3% |
| Participant deferral / active EE | $6,748 | $4,683+44.1% | $4,082+65.3% | $5,609+20.3% |
| Admin fee / account holder | $28,130 | $6,675+321.5% | $5,479+413.4% | $10,828+159.8% |