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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,344 | $106,008+29.6% | $92,240+48.9% | $147,586-6.9% |
| Participation rate | 54.5% | 80.4%-25.9pp | 76.5%-21.9pp | 82.8%-28.3pp |
| Annual return | 0.00% | 50.05%-50.1pp | 176.29%-176.3pp | 578.59%-578.6pp |
| Employer contribution / active EE | $1,625 | $4,333-62.5% | $3,680-55.8% | $4,876-66.7% |
| Participant deferral / active EE | $5,691 | $4,478+27.1% | $3,897+46.0% | $5,439+4.6% |
| Admin fee / account holder | $7,637 | $6,333+20.6% | $5,194+47.0% | $10,886-29.8% |