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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,765 | $111,535+69.2% | $105,223+79.4% | $137,256+37.5% |
| Participation rate | 77.8% | 78.1%-0.3pp | 75.0%+2.7pp | 80.0%-2.2pp |
| Annual return | 15.27% | 237.85%-222.6pp | 180.65%-165.4pp | 220.34%-205.1pp |
| Employer contribution / active EE | $2,124 | $3,939-46.1% | $3,689-42.4% | $4,156-48.9% |
| Participant deferral / active EE | $6,932 | $5,500+26.0% | $5,072+36.7% | $6,407+8.2% |
| Admin fee / account holder | $2,419 | $9,721-75.1% | $8,859-72.7% | $12,270-80.3% |