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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,940 | $82,674+77.7% | $125,363+17.2% | $68,495+114.5% |
| Participation rate | 95.1% | 75.0%+20.0pp | 82.4%+12.7pp | 67.9%+27.2pp |
| Annual return | -17.06% | -5.97%-11.1pp | 572.15%-589.2pp | -7.84%-9.2pp |
| Employer contribution / active EE | $1,070 | $3,382-68.3% | $4,815-77.8% | $2,596-58.8% |
| Participant deferral / active EE | $13,526 | $6,111+121.3% | $7,447+81.6% | $4,028+235.8% |
| Admin fee / account holder | $2,771 | $6,276-55.9% | $10,005-72.3% | $5,403-48.7% |